Credit Report Audit & Analysis
Discover what’s holding your score back.
We review your full 3-bureau credit report (TransUnion, Equifax, Experian) to identify errors, outdated accounts, and inaccurate negative items. You’ll receive a detailed action plan showing exactly what’s hurting your score and how we’ll fix it.
Dispute Inaccurate Items
Remove mistakes and protect your credit history.
We send customized dispute letters to credit bureaus for inaccurate late payments, collections, charge-offs, repossessions, and more. Our proven process helps delete negative accounts so your credit reflects accurate, verified information.
Our Services
Debt Validation Letters
Make creditors prove it or remove it.
If a creditor or debt collector is reporting a balance, we send formal debt validation requests requiring them to provide proof that the debt is valid and legally collectible. If they can’t, we push for immediate removal from your credit report.
Credit Monitoring Setup
Track your progress in real time.
We help you set up reliable credit monitoring so you can watch your credit scores and reports update, catch errors early, and stay on top of your progress throughout the program.
Personal Finance Coaching
Build long-term financial success.
We go beyond credit repair by teaching budgeting, credit utilization strategies, debt payoff methods, and healthy credit habits. Our goal is to help you not only raise your score but also keep it high for years to come.
Here’s What You’ll Get When You Enroll
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Here’s What You’ll Get When You Enroll -
24/7 Client Portal Access – Track your progress anytime, anywhere. See what is being worked on, what has been removed, and where your credit stands in real time.
Monthly Credit Updates – Get detailed updates so you know exactly what is changing on your reports. No guessing and no waiting for surprises.
Dedicated Support Team – You are not just a number here. Our team is here by phone or email to answer your questions and guide you every step of the way.
Credit Education for Life – We will send you tips, tools, and step-by-step guidance by email or text so you can keep your credit healthy long after you graduate from our program.
Unlimited Disputes – We will go after every questionable negative item on your credit report with no limits and no shortcuts.
Typical Timeframe – Many of our clients start to see progress within about 90 days, though every situation is unique.
Money-Back Guarantee – If you stick with us for 120 days and do not see measurable results, meaning a combined 100-point increase across all three bureaus or at least one negative item successfully removed, we will refund your monthly fees from that period.