Terms & Conditions

Welcome to NextStep Credit Pros. By using our website or services, you agree to the following Terms and Conditions. Please read these carefully before enrolling in or using our credit improvement services.

No Guarantee of Specific Results

  • We do not promise or guarantee that we will remove specific items or achieve specific score increases.

  • Every credit profile is unique, and results will vary depending on your individual circumstances and credit history.

  • Our role is to assist you with the credit improvement process; your participation and follow-through (such as making on-time payments and following recommendations) are critical to success.

No Advance Fees

  • In compliance with the Credit Repair Organizations Act (CROA) and the Telemarketing Sales Rule (TSR), we do not charge for credit repair services until those services have been fully performed.

  • You will never be billed for work that has not yet been completed.

Cancellation Policy

  • Our services are provided on a month-to-month basis for your convenience.

  • You may cancel at any time by giving us at least three (3) days’ notice before your next scheduled payment.

  • To cancel, contact our support team by phone or email (listed on our website).

Affiliate Disclosure

  • NextStep Credit Pros may receive compensation for some third-party products or services mentioned on our site.

  • Some credit card or financial product offers may pay us a commission if you choose to apply or purchase.

  • We may also list offers where we receive no compensation.

  • Any reviews, recommendations, or opinions on our site are our own and are not influenced by advertisers unless clearly stated.

Privacy Policy

Our Commitment to Your Privacy

Your privacy is important to us. This policy explains the information we collect, how we use it, and how we protect it.

Information We Collect

  1. Information You Provide

    • Name, address, email, and other details you submit through forms (such as our enrollment form).

    • We use this only to provide services to you.

  2. General Tracking Data

    • Non-personal information like website traffic, page views, and browser type.

    • This data is anonymous and used to improve our site.

Information Sharing

  • We do not sell, rent, or share your personal information with third parties.

  • Your data is used only to deliver the services you request.

Security Measures

  • We use secure networks, firewalls, and encryption to protect your data.

  • Access to your information is limited to authorized staff.

Cookies

  • We may use cookies to improve your website experience.

  • Cookies do not contain personal information unless you choose to provide it.

  • You can disable cookies in your browser settings (some features may not work without them).

Legal Compliance

We may disclose your information if required by law or to protect the safety of our clients, staff, or the public.

Your Consent

By using our site and services, you agree to this policy. If we make updates, we will post them here so you can stay informed.

For any questions, contact NextStep Credit Pros directly.

Thank you for trusting us to help you take the next step toward better credit.